Author Archives: MyCaal

Loan Modification And Bankruptcy

If you find yourself in a situation where your mortgage payments and other debts are more than you can cope with, Bankruptcy Chapter 13 information may become of great interest to you, or Chapter 7 information for that matter. In … Continue reading

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Exploring Principal Reduction (Including Loan Modification)

If, as a homeowner, you find yourself in the situation where your mortgage is underwater, you know what a disheartening situation it can be. You may be thinking about trying to identify a good principal reduction program. Here are details … Continue reading

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Best Loan Modification Help

What characterizes a product or service that exemplifies excellence? It has to do with how effectively and thoroughly it addresses the need of the customer, and what kind of support is provided in association with it. The same is true … Continue reading

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Sample Loan Modification Hardship Letter

Numerous homeowners who have applied for a loan modification have had their application repeatedly denied. In a great number of these cases, the reason for the rejection is that some aspect of their application was not completed in a comprehensive … Continue reading

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How to Prepare a Hardship Letter

As part of your complete loan modification application, your hardship letter is an integral part of the puzzle. You need to be able to demonstrate in no uncertain terms that you are facing financial hardship that is making it impossible … Continue reading

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Loan Modification Software: Creating Your Financial Worksheet

Probably the quickest way to damage your chances of obtaining a loan modification approval is to provide information that is inaccurate, whether doing so knowingly or not. The financial worksheet for loan modification is one of, if not the most … Continue reading

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Loan Modification Software: Why It Is Crucial

If you were to do a survey among the millions of American homeowners who have in the past, or are in the process of applying for a loan modification, you will very quickly discover that the process of obtaining one … Continue reading

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Should you be using a loan modification company?

There are those who would swear that if you desire to give your loan modification application the best chance of success, that you owe it to yourself to use the services of a loan modification company. Well, here at Mycaal.com … Continue reading

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Federal Loan Modification

As you most likely know by now, the bursting of the housing market bubble in 2006/2007 has led to harsh and erratic real estate conditions in which millions of homeowners are struggling to save their homes, and millions have already … Continue reading

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Foreclosure – Don’t Leave Your Home A Moment Too Soon

It happens all across America on a regular basis – people vacate their homes, and months or even years later, the foreclosure process that motivated them to move out has still not been finalized. Many of these homeowners are receiving … Continue reading

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