Loan Modification Seminar by MyCaal.com – How to Avoid Foreclosure

By Carla Ghosn - Silicon Valley, CA August 29, 2011

Thousands of homeowners have been informed that their mortgage payments are in arrears, that their home is worth less than they owe on it, or that they are facing crippling interest rates and don’t know how to avoid foreclosure. Perhaps they’ve already received a notice of default. It could be that they’ve been rejected for a loan modification which they desperately need. Circumstances of this nature can instill great fear and anxiety in people’s hearts. Many homeowners (with underwater mortgages or not) are wondering if there is anyone sincere and competent out there who is able and willing to help them submit a successful loan modification application and to accurately determine their pre-qualification status.

Mycaal.com is a pioneering consumer Loan Modification software and system dedicated to helping underwater homeowners save their homes through accurately, comprehensively, and conveniently preparing their loan modification package in one location. It does not act in the capacity of a HUD counselor, nor has it been developed by a former real estate executive. Silicon Valley entrepreneur, Carla Ghosn, CEO and Founder of Mycaal.com and holder of a Wharton MBA, will be hosting a FREE seminar on Sunday, September 4^th, from 12-2PM. The aim of the seminar is to educate financially strained homeowners about, and to arm them with, options which are available to them to prevent foreclosure and get the best chance of a loan modification approval. During the seminar, attending individuals and families will learn how to prepare and apply for a loan modification through the use of tried, tested, and successful strategies which have helped other homeowners submit successful applications.

Beyond the innovative online MyCaal tool itself, homeowners receive experienced and empathetic coaching and counsel through Mycaal.com that is second to none. Everyone attending the event is assured of a completely non-pressured environment that is focused on providing them with genuine assistance.

Carla Ghosn: “I designed Mycaal.com to help homeowners save their homes by empowering them with tools for determining their pre-qualification before submitting their application to their bank. Countless homeowners who have submitted their applications without this knowledge have been given the run-around by their lenders, had their applications shrouded in a cloud of uncertainty, and have endured months of stress and the wasting of their time, effort, and money, only to have their application rejected. Some homeowners have experienced this massive disappointment repeatedly. Reasons for the rejections of applications include the fact that they didn’t qualify based on their circumstances, that they provided inaccurate financial information, or that some required documentation was missing.

“I have been in your shoes. I know what it feels like. I was rejected for a loan modification while pursuing my application through Band Of America over the course of 8 months. During that entire period, at no point did any BOA representative inform me that I would not qualify. When my application was eventually rejected, I received no communication informing me of the reasons. A letter of explanation eventually arrived three months later. Frustrated and disheartened, I created mycaal.com to help homeowners determine their pre-qualification status before applying, and to assist them with preparing their loan modification package as thoroughly as possible. Mycaal.com provides homeowners with the tools, advice and support they need in order to secure a positive outcome. It is my heartfelt dream and intention to help as many people as possible to save their homes. For everyone who is passionate about doing so, I am committed to helping them achieve their objective.”

Mycaal.com Loan Modification Success Story:
-    Karen P.  – Bank Of America – Pre-Modification Mortgage Payment 2223.58 – Interest Rate 6.4%
-    Post-Modification: 2% Fixed – Monthly Savings: 1067.54
-    5 YEAR SAVINGS of 64,052 + 5000 in incentives if she stays current with her payments.

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About Carla Ghosn

CEO and Founder of Caal (mycaal.com) keen on helping American homeowners save their home, save their dream. For help with your loan modification, visit www.mycaal.com to see how Caal assists you in pre-qualifying your loan for approval, preparing and printing your loan modification package online. We also provide one-on-one coaching.